{"id":141457,"date":"2020-02-01T16:20:44","date_gmt":"2020-02-01T16:20:44","guid":{"rendered":"https:\/\/www.bnreport.com\/education-dept-to-fix-student-loan-forgiveness-program-that-rejects-99-percent-of-applicants\/"},"modified":"2020-02-01T16:20:44","modified_gmt":"2020-02-01T16:20:44","slug":"education-dept-to-fix-student-loan-forgiveness-program-that-rejects-99-percent-of-applicants","status":"publish","type":"post","link":"https:\/\/www.bnreport.com\/en\/education-dept-to-fix-student-loan-forgiveness-program-that-rejects-99-percent-of-applicants\/","title":{"rendered":"Education Dept. to Fix Student Loan Forgiveness Program That Rejects 99 Percent of Applicants"},"content":{"rendered":"<p>The U.S. Department of Education is proposing to revise the confusing application forms of the <a href=\"https:\/\/studentaid.gov\/manage-loans\/forgiveness-cancellation\/public-service\" rel=\"noreferrer noopener\" target=\"_blank\">Public Service Loan Forgiveness (PSLF) Program<\/a>, which declined nearly 99 percent of loan relief requests in the first year of its expansion.<\/p>\n<p>The PSLF program was created in 2007 to encourage college graduates to pursue public service careers. Borrowers who spend 10 years at public service jobs such as teaching, nursing, and policing while also making 120 monthly payments towards their student loans could request to have the remainder of those loans wiped out. In May 2018, the Education Department introduced <a href=\"https:\/\/studentaid.gov\/manage-loans\/forgiveness-cancellation\/public-service\/temporary-expanded-public-service-loan-forgiveness#why-eligible\" rel=\"noreferrer noopener\" target=\"_blank\">Temporary Expanded Public Service Loan Forgiveness (TEPSLF) program<\/a>, which provides limited loan relief for borrowers who have trouble obtaining PSLF loan forgiveness because they are on repayment plans that are not eligible for PSLF.<\/p>\n<p>However, only a tiny portion of applicants was approved for TEPSLF from May 2018 through May 2019. In fact, the loan forgiveness program turned away 99% of applications during that period, as the <a href=\"https:\/\/studentaid.gov\/data-center\/student\/loan-forgiveness\/pslf-data\" rel=\"noreferrer noopener\" target=\"_blank\">data released by the Office of Federal Student Aid<\/a> suggests. As many as 38,000 applicants found themselves denied by TEPSLF simply because they hadnt first applied for PSLF, which they already knew they werent eligible for.<\/p>\n<p>\u201cThe process can be confusing for borrowers who do not understand why they must apply separately for PSLF\u2014a program they are ineligible for\u2014to be eligible for TEPSLF,\u201d the U.S. Government Accountability Office (GAO) <a href=\"https:\/\/www.gao.gov\/products\/GAO-19-595#summary\" rel=\"noreferrer noopener\" target=\"_blank\">said in a September 2019 report<\/a>. \u201cRequiring borrowers to submit a separate PSLF application to pursue TEPSLF, rather than having an integrated request such as by including a checkbox on the PSLF application for interested borrowers, is not aligned with Educations strategic goal to improve customer service to borrowers.\u201d<\/p>\n<p>The Education Department posted its plan to tackle the problem <a href=\"https:\/\/www.federalregister.gov\/documents\/2020\/01\/30\/&lt;a href=https:\/\/www.theepochtimes.com\/education-dept-to-fix-student-loan-forgiveness-program-that-rejects-99-percent-of-applicants_3223282.html&gt;Read More \u2013 Source&lt;\/a&gt;&lt;\/p&gt;_[contf]_[contfnew]_        &lt;img src=\" rel=\"noreferrer noopener\" target=\"_blank\"><\/a><\/p>\n<h5><a href=\"https:\/\/www.theepochtimes.com\/\" rel=\"noreferrer noopener\" target=\"_blank\">The Epoch Times<\/a><\/h5>\n<p>[contfnewc]<br \/>\n[contfnewc]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The U.S. Department of Education is proposing to revise the confusing application forms of the Publi..<\/p>\n","protected":false},"author":1,"featured_media":141458,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-141457","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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