{"id":125893,"date":"2019-07-03T21:10:48","date_gmt":"2019-07-03T21:10:48","guid":{"rendered":"https:\/\/www.bnreport.com\/how-hdfc-overcame-the-nbfc-crisis\/"},"modified":"2019-07-03T21:10:48","modified_gmt":"2019-07-03T21:10:48","slug":"how-hdfc-overcame-the-nbfc-crisis","status":"publish","type":"post","link":"https:\/\/www.bnreport.com\/en\/how-hdfc-overcame-the-nbfc-crisis\/","title":{"rendered":"How HDFC overcame the NBFC crisis"},"content":{"rendered":"<p>Mumbai: Diversified funding, conservative risk appetite and years of experience has helped <a href=\"https:\/\/economictimes.indiatimes.com\/topic\/HDFC\" rel=\"noreferrer noopener\" target=\"_blank\">HDFC<\/a> come through a challenging period in the last fiscal year, chairman <a href=\"https:\/\/economictimes.indiatimes.com\/topic\/Deepak-Parekh\" rel=\"noreferrer noopener\" target=\"_blank\">Deepak Parekh<\/a> said in his annual letter to the company&#039;s shareholders. He was referring to the liquidity challenges faced by NBFCs and housing finance companies in the second half of the last fiscal.<\/p>\n<p>\u201cWe held our ground by consciously staying away from funding what we perceived were riskier assets. Unsurprisingly, in the second half of the year, we were asked what we did differently that enabled us to stay resilient and be the preferred choice in the flight to safety. Perhaps a combination of experience and adhering to our risk appetite held us in good stead,\u201d Parekh told the companys shareholders in his annual letter.<\/p>\n<p>Parekh said that though the company did make a few wrong calls and underestimated some risks HDFC has tried to err on the side of caution particularly in the non-individual lending business.<\/p>\n<p>Parekh expressed optimism that the Ind<a href=\"https:\/\/economictimes.indiatimes.com\/markets\/stocks\/news\/hdfc-overcame-the-nbfc-crisis\/articleshow\/70062156.cms\" rel=\"noreferrer noopener\" target=\"_blank\"><strong>Read More \u2013 Source<\/strong><\/a><br \/>\n[contf]<br \/>\n[contfnew]<br \/>\n        <img decoding=\"async\" src=\"https:\/\/img.etimg.com\/photo\/60278104.cms\" \/><\/p>\n<h5><a href=\"https:\/\/economictimes.indiatimes.com\/\" rel=\"noreferrer noopener\" target=\"_blank\">ET Markets<\/a><\/h5>\n<p>[contfnewc]<br \/>\n[contfnewc]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mumbai: Diversified funding, conservative risk appetite and ..<\/p>\n","protected":false},"author":1,"featured_media":125894,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[202],"tags":[],"class_list":["post-125893","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - 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